RV Insurance in Delaware, OH

Recreational vehicle (RV) is tailored to financially safeguard those who own RVs. Similar to car insurance, RV insurance can compensate for monetary losses in the event your RV is implicated in an incident resulting in bodily harm or damage to property.

What Does RV Insurance Cover?

RV insurance policies typically include the following:

• Collision insurance may help offset the expenses resulting from collisions.
• Comprehensive insurance may help cover costs unrelated to an accident, such as theft or vandalism.
• Bodily injury and property damage liability may help cover expenses for property damage or bodily injuries you may inadvertently cause to others while operating your RV. This might also encompass legal costs stemming from the accident.
• Uninsured/underinsured property damage and bodily injury may help cover repair or replacement costs if you are in an accident with a driver who doesn’t have appropriate insurance coverage. This coverage may also help pay for medical expenses incurred as a result of the accident.

How Much Is RV Insurance Per Year?

RV insurance premiums vary based on the following factors:

• Type of RV—An RV you drive typically costs more to insure than one you tow behind another vehicle.
• RV value—In general, the higher your RV’s value, the more you’ll pay to insure it.
• Usage—How you use your RV affects insurance rates. Full-time RV living may have different insurance requirements and rates compared to occasional recreational use.
• Coverage options selected—The type and amount of coverage you choose can significantly impact the cost.
• Owner’s driving history—Your driving record can also influence the cost of your RV insurance.

Contact Trimble Insurance Agency today to discuss your RV insurance needs. We can provide an estimate for how much RV insurance costs per month based on your specific vehicle and circumstances.